Invisalign and Insurance

Many dental insurance plans cover Invisalign treatment, just like they cover other orthodontic interventions. Whether Invisalign and insurance will work out for you depends on your insurance, what coverage you pay for, and your diagnosis. At Downtown Dental in Los Angeles, California, we help our patients understand their benefits so they know whether Invisalign is an option.

Does My Insurance Cover Invisalign?

Dental insurance plans often cover Invisalign treatments in the same way they cover braces:

• Insurance may pay for a percentage of Invisalign treatment
• A certain dollar amount may be allotted for Invisalign
• You may have a lifetime cap for all types of orthodontic treatment

The best way to know what kind of coverage you have is to ask your benefits manager at work, call your insurance carrier to speak to a customer service representative or research your benefits package for orthodontic coverage. There will be different limits and coverage based on the level of a plan to which you belong and how many people are in your family.

For some patients, orthodontic care is covered by health insurance and not dental insurance. For others, it’s necessary to purchase and have dental coverage for six months to a year before the benefits can be used.

Even after all this research, always ask your dental office which insurance plans are accepted so you know your covered benefits and those of that particular dentist.

Ways to Pay for Invisalign with or Without Insurance

If you have dental insurance that covers Invisalign but doesn’t cover the entire treatment, there are many other ways to make this smile makeover accessible:

• Health savings account (HSA): This special savings account is designed for people with high-deductible health insurance plans. Putting money into this account regularly ensures that funds are available for certain dental, orthodontic, and medical costs, like Invisalign
• Flexible savings account (FSA): If you participate in your employer’s FSA, you pay money into the account throughout the year and use it for certain dental, orthodontic, or medical costs. You may be able to use these funds for Invisalign clear braces
• Financing: Downtown Dental is affiliated with Sunbit Financing, which offers low-interest rates and reasonable payments, and has a 90% approval rate for applicants
• In-house options: Your dentist always has in-house financing options and reasonable monthly payment plans to help patients achieve smile goals. We don’t want a healthy smile to be out of your reach

Many patients assume that the $3,000 to $7,000 price tag of Invisalign isn’t possible for them, but it is always worth conversing with your Los Angeles dentist to determine what fits your budget. For most, it’s more than you think you can manage, and just like that, Invisalign becomes a reachable dream.

Invisalign Treatment Made Accessible

At Downtown Dental, our patients are our priority. We know you want the smile of your dreams, and for many, Invisalign is the way to get there. We don’t want Invisalign and insurance complications to stand in your way. Our goal is to make every dental treatment accessible and offer reasonable and palatable payment plans so you feel good about the investment you’re making in yourself.

If you want to find out whether you’re a good candidate for Invisalign and whether you have insurance coverage for this cosmetic dentistry treatment, schedule a consultation at our Los Angeles dental office. Get on the path to a new, beautiful smile.